Some Ghanaian celebrities from the worlds of arts, entertainment, sports and social media producers have called on Insurance Commissioner Dr. Justice Ofori to allow insurance companies to design products that help protect their profession.
They made this call when the Insurance Organization organized a workshop on insurance principles for a mix of celebrities.
Celebrities saw that they all use parts of their bodies in performing their arts and hence the need to protect these parts. One sees that a musical artist needs insurance to protect his or her voice; So is the soccer player who needs to protect his feet/legs. Others, intriguingly, have also advocated the design of insurance protection against the breakdown of marriage.
In his response, the Insurance Commissioner, Dr. Judge Ofori who hosted them at the NIC’s main office in Accra, hinted that there are policies available in the Ghanaian insurance market which be Designed for those unforeseen accidents that are included in disability insurances.
“The definition of a disability may vary depending on what part of the body the celebrity earns the usual income. For example, a football player whose source of income plays football under a disability policy may be described as unable to play football once they become unable (temporarily or permanently). ) on earning income as a result of a bad injury.
“Similarly, a singer can be described as unable to sing if he loses his voice. All of these can be defined differently under disability insurance,” revealed Dr. Ofori.
Some participants referred to a famous Ghanaian actor who lost his voice over the years and the effects this had on his career.
They were excited by Dr. Ofori’s disclosure that these policies are available in the Ghanaian market and that insurance companies should be more proactive in dealing with them.
Celebrities who attended the workshop included David Donto, Jedo-Play Amboli, Emmanuel Agyemang-Badu, Abeko Santana, Zionfelix, Okiyami Kwame, Jacqueline Mensah, Arnold Asamoah-Baidu, Rosemond Brown (Akwabeem Polo), Yvonne Nelson, Sissy Tom. Mercy and Habiba Senari. Others are Amiau Debra, Benedicta Jaffa and Rabbi Play.
The workshop was also attended by George Kwai (Aboage), Kwam Eugene, Gkwaku, Vicki Zoga, Winston Martin, Bosom Byung, Nana Basic, Ishio Stephen Tetteh Charwai and others.
Some of the charterhouse event planners also sought to know what types of insurance policies would be ideal for them and which the commissioner immediately indicated that high on their priority list should be general liability insurance that would serve their purpose.
Certificates were presented to the participants.
NIC is the regulator of the insurance sector in Ghana and over the past few years has been working to engage personalities in all classes of business to gain a fair understanding and appreciation of insurance as a risk mitigating mechanism.